Disability Denial Letter

Subject: Disability Denial Letter

Dear Sir/Madam,

I am writing to express my disappointment and frustration regarding the recent denial of my disability claim. I received your letter dated [Date] stating that my claim for disability benefits has been denied. After careful review of the reasons provided in your letter, I would like to present additional information and request a reconsideration of your decision.

I would like to remind you that I have been a policyholder with your company for [number of years] years, and throughout this time, I have paid my premiums diligently. I believe that my disability claim is a legitimate one, and I have provided all the necessary medical documentation and evidence to support my case.

The denial letter stated that my disability did not meet the criteria outlined in the policy. However, I would like to highlight that my medical condition, as confirmed by multiple medical professionals, severely restricts my ability to perform my job duties and engage in daily activities. The medical records, test results, and expert opinions that I submitted with my initial claim clearly demonstrate the extent of my impairment and its impact on my ability to work.

Furthermore, I would like to draw your attention to the fact that my treating physician, Dr. [Physician's Name], has explicitly stated in their medical reports that my condition qualifies as a disability according to the definition provided by your company's policy. The denial of my claim seems to contradict the opinion of a medical professional who is well-versed in my specific condition and its implications.

Given the circumstances, I kindly request a thorough review of my claim, taking into account all the evidence provided. I would appreciate if you could assign my case to a different claims examiner who can provide an unbiased assessment of my disability claim.

In light of the significant impact this denial has had on my financial and emotional well-being, I trust that you will handle my request with the urgency and seriousness it deserves. I look forward to your prompt response and the opportunity to provide any additional information that may assist in the reconsideration of my claim.

Please feel free to contact me at [Your Phone Number] or via email at [Your Email Address] to discuss this matter further or to request any additional documentation or information that may be required.

Thank you for your attention to this matter.

Sincerely,

[Your Name]